A verified PayPal account allows higher transaction limits, improved trust, and full access to PayPal features. Verification means PayPal has confirmed your identity and funding source.

🔹 Step 1: Create a PayPal Account (Free)

1. Visit the official PayPal website or open the PayPal mobile app

2. Click Sign Up

3. Choose your account type:

   • Personal Account – for individual use

   • Business Account – for companies, freelancers, and online sellers

4. Enter:

   • Legal full name

   • Valid email address

   • Strong password

📌 Always use real and accurate information.

🔹 Step 2: Confirm Your Email Address

• PayPal sends a verification email

• Click the confirmation link inside the email

This step activates your account and secures ownership of the email.

🔹 Step 3: Add a Phone Number

1. Go to Settings → Phone

2. Add your mobile number

3. Enter the SMS code sent by PayPal

Phone confirmation adds an extra layer of security and supports verification.

🔹 Step 4: Link a Bank Account or Debit/Credit Card

This is a core requirement for verification.

Accepted funding sources:

• Bank account (checking or savings)

• Debit card

• Credit card (Visa, Mastercard, etc.)

You can link one or more funding sources.

🔹 Step 5: Confirm Your Bank Account or Card

🔹 Bank Confirmation

• PayPal sends two small deposits to your bank (within 1–3 business days)

• Log in to PayPal

• Enter the exact amounts to confirm ownership

🔹 Card Confirmation

• PayPal places a small temporary charge

• Enter the 4-digit PayPal code from your card statement

Once confirmed, your account moves closer to verified status.

🔹 Step 6: Complete Identity Verification (When Requested)

To comply with financial regulations, PayPal may request identity verification.

You may be asked for:

• Government-issued ID (passport, driver’s license, or national ID)

• Proof of address (utility bill or bank statement)

• Date of birth and SSN (US users) or national ID number (non-US)

📸 Upload documents only inside your PayPal dashboard.

🔹 Step 7: Check Your Verification Status

• Go to Settings → Account → Account Status

• A Verified or Confirmed label indicates successful verification

Once verified, most limits are removed or significantly increased.

✅ Benefits of a Verified PayPal Account

✔ Higher sending and withdrawal limits
✔ Ability to receive larger payments
✔ Improved trust with buyers and sellers
✔ Access to PayPal business tools
✔ Reduced payment holds over time

🧠 Tips to Avoid Verification Delays

• Ensure your name matches your ID and bank records

• Use a real residential address

• Avoid VPNs during signup and verification

• Respond quickly to PayPal document requests

• Do not open multiple accounts unnecessarily

⚠️ Important Warnings

❌ Do NOT buy “verified PayPal accounts”
❌ Do NOT use fake or borrowed identities
❌ Do NOT share login or 2FA codes
❌ Do NOT use third-party verification services

PayPal permanently limits accounts that violate its policies.

🧾 Personal vs Business Verification (Quick Overview)

🏁 Final Notes

A verified PayPal account can only be obtained by verifying your own identity and payment method. This process protects both you and your customers and ensures long-term account stability.

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